Orrick RegFi Episode 97: Beyond APR: How AI Is Changing Mortgage Shopping
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RegFi Episode 97: Beyond APR: How AI Is Changing Mortgage Shopping
 43 min listen

Fincast founder Benjamin Schieken joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to discuss how AI-enabled technology can transform the mortgage shopping process by enabling consumers to compare loan options more effectively and introducing greater competition among lenders. This evolving digital approach considers not only APR, but also total transaction costs and the likely duration of the loan for an individual borrower, helping to clarify the true economics of mortgage decisions and potentially saving consumers thousands of dollars. The conversation also looks to the future, where agentic AI could empower consumers to make more informed and automated financial decisions across a range of products and services.

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