Financial regulation will change more over the next decade than it has in the last 50 years. How will technological innovation – including the adoption of machine learning, generative AI, digital currencies, and other fintech solutions – shape financial regulation for the digital economy?
Orrick’s Jerry Buckley is joined by Sasha Leonhardt, Sherry Safchuk, and Caroline Stapleton in hosting conversations with leading thinkers at the forefront of these changes, including regulators, legislators, financial services providers, data scientists, academics, opinion makers, consumer advocates and other market participants.
RegFi Episode 10: Raj Date Foresees Unprecedented Change in Financial Services Sector. Regulators’ Challenge: Keeping Pace
33 min listen
Raj Date sees significant and accelerating change ahead for the financial services industry, and whether regulators can keep up — protecting financial stability without stifling innovation — is a question the next 10 years will answer.
RegFi Episode 9: Consumer Data Collection and Usage with Eric Ellman
26 min listen
Eric J. Ellman sheds light on the laws and regulations that govern consumer data collection and usage and discusses how the use of alternative data in credit reporting could promote financial inclusion.
RegFi Episode 8: The Technological Path to Outcomes-Based Regulation with Matt Van Buskirk
24 min listen
Matt Van Buskirk discusses how open-source, interoperable regtech platforms – along with the adoption of advanced computational tools, AI and other innovations – could drive a shift to outcomes-based financial services regulation.
RegFi Episode 7: Fintechs, Bank Partnerships and the Evolution of Financial Supervision with Konrad Alt
28 min listen
Konrad Alt shares his unique perspective on the evolution of financial services regulation and supervision, current challenges for fintechs seeking to establish bank partnerships or secure their own charters, and the potential for technology to bring clarity and expediency to the examination and enforcement process.
RegFi Episode 6 : Modernizing Financial Regulation with Jo Ann Barefoot
33 min listen
Jo Ann Barefoot joins RegFi hosts Jerry Buckley and Sasha Leonhardt for a conversation about the challenges in modernizing financial regulation and the potential for technology to facilitate a more fair, inclusive, and resilient financial system.
RegFi Special Episode: The CFPB's 1033 Rule in a Nutshell
23 min listen
Join us for this bonus episode where the RegFi hosts share their initial reactions to the CFPB’s proposed rule on Personal Financial Data Rights (1033).
RegFi Episode 4: Consumer Reports Evaluates Fintech to Empower Consumers
27 min listen
Delicia Hand, Director of Financial Fairness Advocacy at Consumer Reports, joins RegFi hosts Jerry Buckley and Sherry Safchuk for a conversation about new Consumer Reports initiatives to provide data and tools that empower consumers to make informed financial decisions. Delicia shares insights from the initial evaluation of peer-to-peer platforms, BNPL services, and other financial services apps and identifies opportunities to improve fairness and transparency in fintech offerings.
RegFi Episode 3: Fintechs and the Evolving Regulatory Landscape with Phil Goldfeder
25 min listen
Phil Goldfeder, CEO of the American Fintech Council, joins hosts Jerry Buckley and Sasha Leonhardt to discuss the Federal Reserve’s Novel Activities Supervision Program and the challenges faced by fintech companies in navigating financial regulation.
RegFi Episode 2: AI Underwriting and Explainability with Melissa Koide
27 min listen
In this episode, Jerry Buckley and Caroline Stapleton welcome guest Melissa Koide, CEO of FinRegLab. Melissa discusses her organization’s work in evaluating the explainability of complex machine learning algorithms in credit underwriting, model governance and adverse action notices. The conversation covers the CFPB’s recent guidance on credit denial by lenders using artificial intelligence as well as the role explainability plays in promoting fairness and inclusion in lending, methods and tools emerging for lenders to explain credit-related decisions based on AI models, and the ongoing work required to adapt to the digital economy and evolving regulatory landscape.
RegFi Episode 1: Welcome to RegFi: Financial Regulation for the Digital Economy
18 min listen
The hosts of RegFi – Orrick partners Jerry Buckley, Sasha Leonhardt, Sherry Safchuk, and Caroline Stapleton – introduce the goals of the podcast and share what they look forward to learning in upcoming conversations with thought leaders at the intersection of financial services, technology and regulation.