ConFi Today 2026: Commercial Lending Under the Microscope

State Disclosure Laws, Section 1071 and the New Enforcement Landscape

Webinar | September.09.2026 | 1pm - 2pm (Eastern Standard Time)

Virtual

Join Orrick for a timely discussion on the rapidly shifting regulatory and enforcement landscape affecting commercial lending and small business financing. This session will bring together key developments in state disclosure requirements, federal data collection mandates and heightened supervisory scrutiny of products that have historically operated with limited regulatory oversight.

Topics will include:

The evolving landscape of state commercial financing disclosure laws ("CFDLs"), including the new Texas and Vermont statutes and what to expect from other states
The Small Business Lending Data Collection Rule under Dodd-Frank Section 1071 – current implementation status, key compliance obligations and practical steps for covered institutions
Increasing examination and enforcement focus on commercial financing products – including factoring and equipment finance – that have traditionally faced limited consumer protection scrutiny
Growing interest in commercial lending secured by digital assets, including emerging legal and practical considerations for lenders

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About ConFi Today

The 2026 ConFi Today webinar series explores the dynamic legal, policymaking and competitive landscape for financial services institutions, fintechs and funds active in this space.

On the second Wednesday of each month, members of Orrick’s Financial & Fintech Advisory team lead in-depth conversations that bring together insights from legal, regulatory and business leaders for a timely look at the challenges and opportunities facing the consumer finance industry.

Events

Contacts

Kathryn Ryan Partner, Financial & Fintech Advisory, Strategic Advisory & Government Enforcement (SAGE)

Washington, D.C.

See my bio

D:+1 202 349 8008
E: [email protected]

Practice:

Financial & Fintech Advisory
Strategic Advisory & Government Enforcement (SAGE)
Fintech

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Kathryn Ryan Partner

Washington, D.C.

She represents banks, first and second mortgage originators and servicers, reverse mortgage originators and servicers, fulfillment service providers, commercial lenders and servicers, bank holding companies, private equity firms, finance companies, debt collection companies, financial institutions and technology companies, payment processors, money transmitters and various related service providers.

Katy assists clients with matters before state regulatory agencies, the Consumer Financial Protection Bureau (CFPB), the Department of Justice (DOJ), the Department of Housing and Urban Development (HUD), federal banking agencies, Fannie Mae and Freddie Mac. She also provides strategic and tactical advice to help clients identify and secure the nationwide federal and state approvals necessary to achieve operational goals.

Prior to joining Orrick, Katy was a partner at Buckley LLP, where she was a member of the firm’s partner board.

Sherry-Maria Safchuk Partner, Financial & Fintech Advisory, Strategic Advisory & Government Enforcement (SAGE)

Santa Monica; Orange County

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D:+1 310 424 3917
E: [email protected]

Practice:

Financial & Fintech Advisory
Strategic Advisory & Government Enforcement (SAGE)
Fintech
Cyber, Privacy & Data Innovation
Artificial Intelligence

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Sherry-Maria Safchuk Partner

Santa Monica; Orange County

Sherry’s clients include banks, mortgage originators and servicers, mortgage brokers, commercial lenders, bank holding companies, private equity firms, investment advisors, investment managers, finance companies, fintechs, consumer reporting agencies, data brokers, debt collection companies and related service providers.
She is a Certified Information Privacy Professional (CIPP/US), and was a member of the Mortgage Bankers Association’s 2016 class of Future Leaders and the California Mortgage Bankers Association’s 2014 class of Future Leaders.

Prior to joining Orrick, Sherry was a partner at Buckley LLP. She has been an associate in private practice. She also clerked for the Honorable Jeanette J. Clark in the Superior Court of the District of Columbia.

Lauren Frank Counsel, Financial & Fintech Advisory, Strategic Advisory & Government Enforcement (SAGE)

Santa Monica

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D:+1 310 424 3920
E: [email protected]

Practice:

Financial & Fintech Advisory
Strategic Advisory & Government Enforcement (SAGE)
Fintech

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See full bio

Lauren Frank Counsel

Santa Monica

She advises clients on licensing, disclosure, and compliance matters, helping them structure products, expand into new markets, and address regulatory challenges with practical, business-focused solutions. Whether guiding clients through day-to-day compliance questions or high-stakes strategic initiatives, Lauren is valued for her ability to distill complex regulatory regimes into clear, actionable advice.

Lauren's practice spans the full spectrum of the financial services industry. She represents large and small banks; consumer and commercial lenders and lessors; providers of small business financing products, including factoring companies and merchant cash advance providers; debt collectors; student lenders; auto finance companies; and installment sales finance providers. She also advises acquirers of financial services companies on regulatory due diligence, licensing considerations and post-acquisition compliance, helping them identify and manage regulatory risk in complex transactions.

ConFi Today 2026: Commercial Lending Under the Microscope

About ConFi Today

Events

ConFi Today 2026 Kickoff

ConFi Today 2026: BNPL and EWA – Navigating Product Innovation and the Regulatory Response

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