Howard Altarescu is a partner in
Orrick’s Finance Group. He co-leads the Firm’s global Fintech team, helping
industry participants navigate this complex and evolving sector.
Howard Altarescu advises bank and non-bank financial
institutions and governmental agencies in connection with innovative capital
markets, debt financing and other transactions, as well as on the implications
of financial markets regulation. Howard
also co-heads the firm's Fintech team, which is focused on serving a wide array
of fintech platforms and other businesses. Howard has previously served as
Orrick's Finance Sector Leader, responsible for implementing the firm's
strategy to provide distinctive transactional, litigation and regulatory
services to financial institution clients globally, as well as co-head of the
firm’s Finance Business Unit. In these roles, Howard has a broad strategic,
advisory and business development role at the firm, drawing on many years of
experience, both in law firms and as a banker helping clients develop
innovative financial solutions to meet their objectives.
Most recently, Howard has worked on securitizations
and other structured financings backed by marketplace loans and has advised
numerous clients on the implications of the Madden v. Midland Funding case, the
OCC "fintech charter" and related legal issues. Howard has also recently worked on a number
of groundbreaking mortgage credit risk transfer transactions between Fannie Mae
and major banks and other clients.