Financial Services Investigations & Enforcement

An enforcement action, or even the threat of investigation, presents serious risks and challenges to businesses and individuals, and the priorities of regulators are constantly evolving.

Orrick helps financial services and fintech clients navigate government investigations and enforcement actions, as well as all the related complications that may arise, by developing and implementing practical strategies informed by our experience with federal and state agencies. We bring a wealth of knowledge and experience to every investigation and enforcement action, including a deep subject-matter focus on consumer protection regulations.

Clients rely on our team to provide advice on every stage of an investigation or enforcement, including litigation and appeals, as well as on collateral matters such as Congressional hearings, class-action lawsuits and state regulatory inquiries.

State and Federal Experience

We are a cross-practice, cohesive team of advisors that helps clients navigate regulatory and enforcement uncertainty, recognizing that clients benefit from input from attorneys with diverse backgrounds and experience. We have handled matters involving United States government agencies, including:

  • The Consumer Financial Protection Bureau (CFPB)
  • The Federal Trade Commission (FTC)
  • The Federal Reserve Board
  • The Federal Deposit Insurance Corporation (FDIC)
  • The Office of the Comptroller of the Currency (OCC)
  • The Department of Justice (DOJ)
  • The Department of Housing and Urban Development (HUD)
  • The Department of Veterans Affairs (VA)
  • The Commodities Futures Trading Commission (CFTC)
  • Related agency Inspectors General (IGs)
  • State attorneys general and state financial regulators
  • Congress

Our team also has a deep bench of talented lawyers with prior government service, including a former state attorney general, a chief deputy attorney general, in-house counsel at CFPB focused on policy and enforcement, an Attorney Advisor at the FTC, senior Congressional staffers, and U.S. District Attorneys.