Federal regulators are reviewing potential revisions to the Community Reinvestment Act that would reshape fundamental elements of the regulations and substantially change how institutions comply with them.

Steve vonBerg joined a panel to discuss what mortgage executives are thinking, issues they are working through, and best practices for navigating 2023.

Jeff Naimon addressed primary statutes and regulations for consumer lending that are intended to increase consumer knowledge through disclosure, features of these disclosure regimes, and the future of disclosure as a regulatory technique.

James McGuire joined an SFBAA panel covering how financial institutions are responding to the intense scrutiny of overdraft fees from regulators and consumers.

Katy Ryan drew upon her regulatory and compliance experience to examine relevant aspects of the explosion of cryptocurrencies and the ensuing need for regulation.

Benjamin Hutten discussed using a member's risk profile to identify suspicious transactions, and James Chou explored compliance issues related to filing a SAR, and FinCEN's guidance and OFAC implications.

A discussion of recent state and federal initiatives aimed at regulating money transmission, payments, and cryptocurrencies.