Jerry Buckley, a key advocate in the passage of the federal ESIGN Act, commemorated the act’s 22nd anniversary with the Electronic Signature & Records Association by providing insight into the history and future of electronic records.

The Consumer Financial Protection Bureau earlier this year claimed a new tool to prevent discrimination in financial services by examining institutions for conduct that, while potentially falling outside the ambit of traditional fair lending laws, was nonetheless “unfair.”

Former regulators discussed federal and state efforts to regulate the consumer financial services market in a period of both swift innovation and an increased focus on equity and fairness, and Jeff Naimon discusses the impact of ESG on lending and overall compliance governance.

Daniel Bellovin joined a panel of industry experts that provided insights on flood insurance regulation and compliance, a review of recent enforcement actions, the impact of Risk Rating 2.0, and current compliance challenges for financial institutions.

Steven vonBerg joined a panel of industry experts to discuss regulatory concerns, including updates on FHFA’s scaling back of second home and investment property mortgages, CFPB priorities, the CDFI no-doc loan program, and fair lending issues.

Orrick attorneys John Coleman, Amanda Lawrence, and Jeff Naimon discussed what the Fifth Circuit’s decision could mean for providers of consumer financial services.