7 Tips For Surviving FHA’s Annual Recertification Process

1 minute read | February.01.2019

The past year brought some good news for Federal Housing Administration mortgagees, as top Department of Housing and Urban Development officials continued to urge the Department of Justice to reduce reliance on the False Claims Act in enforcing FHA program requirements.

Notwithstanding this potential de-escalation, FHA lending still carries risk and HUD’s public statements suggest that it may ramp up its own enforcement of FHA requirements. 

An obvious FHA compliance checkpoint is the annual recertification that mortgagees are required to complete within 90 days after their fiscal year ends, which for the vast majority of mortgagees is March 31st.