Marshall Bell discussed the current state of the buy now, pay later industry as well as recent CFPB inquiries involving BNPL credit and delinquency rates.
Volume cap recycling, made possible by HERA in 2008, has been little used outside the Northeast until now.
Eight federal agencies gather next week for a 90-minute webinar on fair lending, where they’ll talk about HMDA data, redlining, marketing, fintech risk management, and appraisal-related discrimination.