Norma Ramirez-Marin assists a variety of financial services clients on licensing, regulatory, compliance and transactional matters.
Norma’s practice includes:
- Working with clients on the acquisitions of mortgage lending and money service business platforms, including obtaining the necessary approvals from federal and state licensing regulators for various licensing amendments
- Completing surveys on various licensing-related topics, including recordkeeping requirements, periodic reporting requirements, and licenses required to engage in the money transmission business or to make, broker, purchase, sell and service various loan products
- Assisting clients with licensing through their lifecycle, including obtaining de novo licenses and agency approvals, assisting with licensee record amendments, annual renewals, and license surrender following sale of assets or termination of a business line
- Advising clients with respect to state licensing and regulatory issues, including Nationwide Multistate Licensing System (NMLS) management issues and ongoing licensing maintenance issues
Prior to joining Orrick, Norma was senior counsel at Buckley LLP. She also previously served as the vice president of compliance and counsel for a fintech company.