Cierra Newman

Managing Associate

Washington, D.C. (former Buckley) Office

Cierra Newman advises financial institutions, consumer reporting agencies, technology and information companies, and others on compliance with data use and privacy laws, including the Fair Credit Reporting Act (FCRA), Gramm-Leach-Bliley Act (GLBA), the California Consumer Privacy Act (CCPA), unfair, deceptive or abusive acts or practices and various state data privacy regimes. Cierra works closely with clients to develop data use and privacy compliance strategies, including in connection with product assessments, vendor management and due diligence matters. She also advises financial institutions, service providers and others on the development and maintenance of securities-based lending, consumer lending and other credit programs.

Cierra represents clients on a broad range of laws, including those enforced by the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), the Office of the Comptroller of the Currency (OCC), state regulatory agencies and state attorneys general.

Cierra gained in-house legal experience with Morgan Stanley’s Private Banking Group and Technology and Data Division during a 2022-2023 secondment, where, among other things, she provided legal and regulatory advice to various business units and company stakeholders on fair lending, data use and financial privacy compliance.

Prior to joining Orrick, Cierra was an associate at Buckley LLP. Previously, she was an attorney advisor for the Office of the Chief Counsel at the OCC, where she counseled national banks on issues related to fair lending, consumer protection, consumer product development, lending marketing strategies and loan servicing. She also clerked for the U.S. Senate Judiciary Committee.

View Cierra's webcasts & speaking engagements and publications.

  • Representative matters include:

    • Assisting public and emerging companies with developing privacy compliance programs that advance data-focused business objectives while mitigating regulatory and/or litigation risks and exposure under consumer financial protection laws, including the FCRA, the GLBA, the Equal Credit Opportunity Act (ECOA), and various consumer protection laws
    • Representing clients at various stages of non-public resolutions through responses to Notice and Opportunity to Respond and Advise (NORA), civil investigative demands (CIDs), Part 4 requests, and requests for response (PARR) letters issued by the CFPB
    • Providing enterprise-wide CFPB readiness reviews of data companies’ business lines, operations, and products to assess the level of potential risks to consumers and evaluate companies’ compliance management programs
    • Performing advertising due diligence, including reviewing digital marketing collateral for financial institutions in order to determine potential UDAP and Truth in Lending Act (TILA)/Regulation Z risks associated with the marketing of certain financial products