Battle Over Business Interruption Coverage Already Underway

5 minute read | May.05.2020

Businesses across the country are reviewing their insurance policies to assess whether they have valid claims against losses suffered as a result of the COVID-19 pandemic and related government shutdown directives. Two types of insurance coverage are particularly relevant: business interruption coverage and civil authority coverage.

These are the types of coverage most likely to be part of a business's existing insurance policies, and disputes have already arisen as businesses seek to recover losses related to COVID-19 from their insurance companies. These early cases preview some of the arguments likely to be raised as thousands of businesses begin filing claims.

Originally published in Law360; reprinted with permission.