Max Bonici discussed challenges facing financial institutions and fintechs that offer crypto and other digital asset products, and Sasha Leonhardt discussed the legal structure surrounding appraisal bias, and recent enforcement actions.

Melissa Klimkiewicz and Daniel Bellovin discussed flood insurance compliance from origination through servicing, including regulatory requirements, the private flood rule, and the recently finalized interagency Q&As.

Katy Ryan and Jedd Bellman discussed steps to develop and maintain strong governance practices, sound compliance management systems, and financial practices that result in stable operations and garner sufficient capital and liquidity.

Kathryn Ryan led members in a conversation at this annual conference that provided state regulators and industry representatives the opportunity to meet with their peers from around the country, share information and best practices, and discuss current topics in the industry.

Benjamin Hutten offered a review of trends in money laundering activities, discussed policies and procedures that protect organizations from suspicious activity, and explored economic sanctions on real estate transactions.

Jedd Bellman joined a panel of experts to discuss the CFPB’s new advisory opinion on additional collection fees as well as the growing anti-CFPB sentiment in the financial services industry.

The Consumer Financial Protection Bureau earlier this year claimed a new tool to prevent discrimination in financial services by examining institutions for conduct that, while potentially falling outside the ambit of traditional fair lending laws, was nonetheless “unfair.”

Former regulators discussed federal and state efforts to regulate the consumer financial services market in a period of both swift innovation and an increased focus on equity and fairness, and Jeff Naimon discusses the impact of ESG on lending and overall compliance governance.

Daniel Bellovin joined a panel of industry experts that provided insights on flood insurance regulation and compliance, a review of recent enforcement actions, the impact of Risk Rating 2.0, and current compliance challenges for financial institutions.

Steven vonBerg joined a panel of industry experts to discuss regulatory concerns, including updates on FHFA’s scaling back of second home and investment property mortgages, CFPB priorities, the CDFI no-doc loan program, and fair lending issues.

Orrick attorneys John Coleman, Amanda Lawrence, and Jeff Naimon discussed what the Fifth Circuit’s decision could mean for providers of consumer financial services.

Orrick attorneys discussed the latest updates and topics at the May 2022 Mortgage Bankers Association Legal Issues and Regulatory Compliance Conference.