People

Paul Agard Associate

Paris

Paul advises French and international banks and financial institutions on project financing, structured finance and large-scale infrastructure projects.

Marie Athaide Counsel

New York

In addition, Marie has experience in credit risk transfer securities, re-securitizations and complex securitizations of Property Assessed Clean Energy (PACE) Assessments, commercial mortgage loans, credit card receivables and utility receivables. She has represented financial institutions in connection with whole loan purchases and sales and advised mortgage loan servicers in connection with servicing operations and servicing rights transfers.

Janet Barbiere Partner

New York

She represents banks, investment banks and other financial institutions in their roles as issuers, underwriters, placement agents, originators, loan sellers and investors in commercial mortgage loan and mezzanine loan securitizations, real estate syndications, origination and servicing programs, the acquisition and sale of interests in mortgage loans, mortgage securities, subordinated debt and mezzanine debt, as well as transactions in the secondary mortgage market.

She has advised banks and other financial institutions in analyzing and structuring a broad array of traditional and unique CMBS transactions, in the restructuring and sale of performing and non-performing commercial mortgage loans, and in connection with CMBS re-securitizations and CRE CLO securitizations. She serves on various SFIG and CREFC Committees.

Prior to joining Orrick, Janet was a partner in the New York offices of Kaye Scholer LLP, Thacher Proffitt & Wood LLP and Sidley Austin LLP.

Olivier Bernard Partner

Paris

Olivier advises French and international financial institutions, insurers, funds and other alternative capital providers, as well as borrowers, on structured finance, debt capital markets and securitization transactions, in relation to a variety of assets, including real estate, transportation fleets and infrastructure.

He has been involved on a number of groundbreaking multi-jurisdictional transactions, privately or publicly placed.

Before joining Orrick in 2016 as a partner, Olivier was counsel in the finance department of Freshfields Bruckhaus Deringer.

Valerie Clark Counsel

New York

Valerie's practice has a focus on warehouse lending, secured credit facilities, and publicly registered and privately placed asset securitization transactions. Her experience extends to various asset classes, encompassing marketplace consumer loans, solar loans, residential mortgages, single family rental assets, student loans, small business loans, credit card receivables, auto loans, and aircraft loans and leases.

Before joining Orrick, Valerie was counsel in Chapman and Cutler LLP's Asset Securitization Department. She began her career at Hughes Hubbard & Reed LLP as a corporate associate.

Katharine Crost Senior Counsel

New York

Kathy's practice involves advising issuers, underwriters, servicers and institutional purchasers on complex financial transactions. She has extensive experience with the securitization of a variety of assets, including mortgages, tax liens, tobacco litigation settlement funds, utility stranded costs and student loans.

Kathy's mortgage-backed experience has involved all types of mortgages including fixed and adjustable rate first lien mortgage loans, closed end seconds, revolving home equity lines of credit, seasoned mortgage loans, reverse mortgage loans and manufactured housing contracts. She has represented many types of financial institutions, including private companies, governmental agencies and municipalities.

She has been involved in the development of a number of novel securitization structures and programs designed to achieve the client's goals. In addition to securitizations, she has been involved in establishing joint ventures, financing of assets, acquisitions of assets and litigation support and advice.

Recently, Kathy has been involved in advising clients on a number of innovative transactions that address issues arising from the financial crisis and housing and financial regulatory reform. Representative transactions include representing the sponsor and issuer of the first public offerings of private label residential mortgage-backed securities since the advent of the financial crisis, advising a federal agency on the securitization of seasoned assets, and advising the largest issuer of tax lien securitizations. She has also been involved in various initiatives to address regulatory reform proposals.

Kathy is former Chair of the Structured Finance Group. She has also served on the Firm's Executive Committee and as Chair of the Firm's Women's Initiative.

William Cullen Partner

New York

In the 2022 Capital Markets: Securitization: CMBS – Nationwide category of Chambers USA, a client said, “William is an experienced attorney in the CMBS space. He is meticulous and thoughtful, yet commercial, adding value where needed.”

Prior to joining Orrick, Butch was a partner in the New York offices of Kaye Scholer LLP, Thacher Proffitt & Wood LLP and Sidley Austin LLP.