John helps clients navigate the complex maze of federal and state laws and regulations. He regularly counsels clients on compliance with regulations issued by the Consumer Financial Protection Bureau (CFPB) as well as examination and enforcement actions by the bureau, federal banking agencies, state regulators and other enforcement agencies. He advises on the laws governing licensing and chartering, usury, advertising, disclosures, privacy, lending and servicing practices, and laws prohibiting unfair, deceptive, or abusive acts or practices (UDAAP).
He advises financial services firms on new product and business line development, including structuring and negotiating commercial relationships, joint ventures and partnership agreements. He also assists financial and strategic purchasers of fintechs and financial services firms on regulatory matters, including due diligence of companies, assets and portfolios, and transactional structuring in light of federal and state licensing and regulatory requirements.
John is recognized by Chambers USA as a leading attorney in the field of Consumer Finance Compliance and has been noted by The Legal 500, in the practice areas of Financial Services Regulation, Cyber Law (including Data Protection and Privacy), and Fintech. He frequently speaks at industry conferences on legal issues affecting consumer finance companies. John is a co-author of a number of publications, including Residential Mortgage Lending: State Regulation Manual; Residential Mortgage Lending: Brokers; Pratt’s State Regulation of Second Mortgages and Home Equity Loans; Mortgage Bankers Guide to Regulatory Compliance and The Law of Electronic Signatures and Records, and has written numerous articles for consumer financial services industry publications.
John is Fellow of the American College of Consumer Financial Services Lawyers, served on the Advisory Council of the American Association of Residential Mortgage Regulators from 1998-2018, was a Board member of the Online Lending Policy Institute from 2016-2021 and is a past Chair of the Housing Finance Subcommittee of the Consumer Financial Services Committee of the Business Law Section of the American Bar Association.
Prior to joining Orrick, John was a partner at Buckley LLP. He served as Buckley’s Co-Managing Partner from 2009-2019 and was a member of the firm’s partner board from 2019-2022.
Shane has experience working on patent disputes in Federal Court and before the Patent Trial and Appeal Board for globally-recognized companies in the domains of software, communications, consumer electronics, and other high-tech fields. He understands what it takes to be successful in complex patent litigation and wields his unique experience and education to gain the best result possible for his clients. Prior to joining Orrick's Intellectual Property Group Shane practiced in Silicon Valley as an associate at a global law firm and focused on patent litigation.
Prior to law school, Shane was an electrical engineer and worked both in Japan and Canada, developing test systems, embedded hardware, and supervisory control and data acquisition (SCADA) software. Shane also worked as an educator in rural Japan, an experience that informs his ability to explain complex topics both clearly and persuasively.
Shane also has a passion for community service and pro bono representation. Among his efforts, he assisted with the representation of plaintiffs in a Voting Rights Act, Section 2, litigation, and advised a small business owner and drafted agreements and contracts.
As global demand for energy continues to rise and governments, investors and consumers continue to support the decarbonization of the energy industry, Joe has developed a particular focus on advising large multinational energy companies on energy transition issues, including in connection with investment in hydrogen, ammonia, carbon capture and storage, and renewable energy projects and innovations in conventional energy. Joe is a key member of Orrick’s energy transition practice, which was recognized as Band 1 in Energy Transition by Chambers USA (2023-2025).
Joe is recognized by Chambers Global (2023-2025), Chambers USA (2021-2025), The Legal 500 (2018-2025) and Super Lawyers - Rising Stars (2014-2021) for his work on energy transactions. Clients describe him in Chambers as “very responsive, knowledgeable, easy to work with and business-minded” and a “capable and thoughtful transaction leader with a commercial mindset.”
Sarah has particular expertise defending challenges to overdraft fees, including challenges to authorize positive, settle negative (“APSN”) transactions, and has represented Capital One, U.S. Bank, First Hawaiian Bank, and Union Bank in putative class actions challenging APSN fees. Separately, Sarah has defended two large national banks in enforcement actions related to overdraft fees and obtained a non-public resolution of voluntary remediation.
Sarah also has a robust practice defending both small and large companies against allegations of food mislabeling. She has successfully defended or reached favorable settlement terms regarding challenges to “all natural,” “no sugar added,” and “non-GMO” claims.
Prior to joining Orrick, Sherry advised sponsors of private investment funds on their formation and fundraising activities, as well as institutional investors and family offices on their investment programs.
Frédéric assists his clients in litigation arising from commercial, industrial and financial disputes, corporate law and insolvency proceedings, both before the French courts and in multi-jurisdictional cases – notably in Africa before the courts of OHADA jurisdictions.
He also assists his clients in international arbitration and alternative dispute resolution proceedings.
Frédéric advises French and foreign groups in investigations by administrative or judicial authorities involving bribery and corruption issues. He has deep experience in internal investigations (national and cross-border), and in the implementation of compliance programs.
Frédéric is serving a three-year term (2025-2027) as a member of the Paris Bar Council. He is consistently ranked as a leading litigator in France by the major legal benchmarking directories. He is the author of several publications on developments in litigation and anti-corruption regulation.
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