Kathy's practice involves advising issuers, underwriters, servicers and institutional purchasers on complex financial transactions. She has extensive experience with the securitization of a variety of assets, including mortgages, tax liens, tobacco litigation settlement funds, utility stranded costs and student loans.
Kathy's mortgage-backed experience has involved all types of mortgages including fixed and adjustable rate first lien mortgage loans, closed end seconds, revolving home equity lines of credit, seasoned mortgage loans, reverse mortgage loans and manufactured housing contracts. She has represented many types of financial institutions, including private companies, governmental agencies and municipalities.
She has been involved in the development of a number of novel securitization structures and programs designed to achieve the client's goals. In addition to securitizations, she has been involved in establishing joint ventures, financing of assets, acquisitions of assets and litigation support and advice.
Recently, Kathy has been involved in advising clients on a number of innovative transactions that address issues arising from the financial crisis and housing and financial regulatory reform. Representative transactions include representing the sponsor and issuer of the first public offerings of private label residential mortgage-backed securities since the advent of the financial crisis, advising a federal agency on the securitization of seasoned assets, and advising the largest issuer of tax lien securitizations. She has also been involved in various initiatives to address regulatory reform proposals.
Kathy is former Chair of the Structured Finance Group. She has also served on the Firm's Executive Committee and as Chair of the Firm's Women's Initiative.
In addition, she advises financial services clients regularly in connection with Dodd-Frank Act compliance, Regulation AB and other securities law and regulatory compliance matters, warehouse facilities, purchase and sale agreements and template development, servicing rights and repurchase facilities. She has also advised nonprofits in connection with financing affordable housing and economic development.
In 2012, she was seconded part-time to a finance company client, where she assisted in drafting and implementing compliance policies and procedures and related training materials.
Dora is also experienced in a broad range of securities and commercial transactions, including private and public offerings of equity and debt, mergers and acquisitions, and commercial loan origination. She has represented both issuers and investors in a wide variety of equity and debt issuances.
Dora was Partner-in-Charge of the San Francisco office of the firm from 2000 through 2003 and serves on the firm’s Opinion Committee and Professional Development Committee. She served on the Board of Directors of the Girl Scouts of Northern California from 2004 through 2012 and the Board of Trustees of San Francisco University High School from 2007 through 2014.
Chris has broad experience with several asset classes, including credit card and charge card receivables, auto loans and leases, dealer floorplan loans, consumer loans, small business loans, and municipal bonds. Chris also regularly advises financial institutions on the application of securities laws and other regulations affecting the financial industry.
Ron is the designated restructuring counsel to many leading financial institutions such as The Royal Bank of Scotland, Bank of America, Citibank, Commerzbank, Toronto-Dominion Bank and The Bank of Nova Scotia. He has represented clients in bankruptcies, workouts, DIP loans, distressed debt transactions, bankruptcy litigation, derivatives and distressed acquisitions. Ron has represented interests of financial institutions and investors in such restructuring and bankruptcy cases as Ocean Rig, Seadrill, CHC Helicopter, Erickson, Indiana Toll Road, Pocahontas Parkway, Eagle Bulk, Spyglass Films, American Airlines, Republic Airlines, Chemtura Corporation, Quebecor, AbitibiBowater, North Las Vegas, Ritchie Risk-Linked Strategies, Star Diamond, Lehman and Mesa Airlines.
In the Restructuring (Including Bankruptcy): Corporate category of The Legal 500 US directory, Ron’s clients praise his “practical and strategic approach.” Another noted, “Each time I discuss an issue with [him], I am both amazed at his ability to understand my concerns and his complete knowledge of the subject. He puts me at ease and there is never a time that I cannot reach him.” Regarded as a leader in financial restructurings by clients and peers alike, Ron understands every phase of a bankruptcy and restructuring matter and knows how to effectively position a client to control opposition and maximize results.
She advises public and private companies across several sectors, including life sciences and health technology, financial services, private equity, insurance, social media and technology on a range of EU and U.S. federal and state privacy laws. Shannon’s strategic counseling advice includes, but is not limited to:
Advertising and payment card processing self-regulatory frameworks
Controlling the Assault of Non-Solicited Pornography And Marketing Act (CAN-SPAM)
Electronic Communications Privacy Act (ECPA)
EU AI Act
EU e-Privacy Directive (EPD)
EU General Data Protection Regulation (GDPR)
Fair Credit Reporting Act (FCRA)
Gramm–Leach–Bliley Act (GLBA)
Health Insurance Portability and Accountability Act (HIPAA)
National Institute of Standards and Technology (NIST) AI Risk Management Framework (AIRMF)
Telephone Consumer Protection Act (TCPA)
U.S. state breach notification laws
U.S. state privacy laws in California, Colorado, Connecticut, Utah, Virginia and other states
Shannon also helps clients undertake comprehensive privacy, cybersecurity and AI risk assessments, evaluates privacy, security and AI risks in corporate transactions and drafts and negotiates data-related contracts. She advises clients on cross-border data transfers, data breaches and developing global privacy and AI compliance programs.
David frequently acts for clients in the private equity, professional services, financial services, aviation, oil and gas, technology and energy sectors in connection with disputes in the English courts and abroad, arbitration and regulatory investigations.
Prior to moving to Orrick, David held senior in-house legal roles in both the technology and non-profit sectors, as well as completing a secondment in the legal department of a leading global private equity firm.
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