New York
He frequently advises mortgage companies, fintechs, lead generators, consumer and commercial lenders, banks and other financial services companies on key federal and state consumer financial laws, safety and soundness regulations, multistate licensing requirements, and government agency lending and servicing guidelines. Andrew also assists clients with enforcement actions brought by federal and state regulators and conducts comprehensive regulatory assessments in connection with potential acquisitions designed to identify regulatory gaps and systemic compliance control deficiencies.
Andrew has assisted clients in facilitating compliance with the Equal Credit Opportunity Act (ECOA), the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), the Home Mortgage Disclosure Act (HMDA), unfair, deceptive or abusive acts or practices (UDAAP), the Fair Credit Reporting Act (FCRA), the Gramm-Leach Bliley Act (GLBA), the Fair Debt Collection Practices Act (FDCPA), Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003 (CAN-SPAM), Telephone Consumer Protection Act (TCPA), and other key federal laws.
His work also includes assisting clients in developing compliance management systems and vendor management programs that meet regulatory expectations, and in preparing for and managing examinations by the Consumer Financial Protection Bureau (CFPB), federal prudential regulators, and state regulators. In addition, he represents clients in investigations initiated by the CFPB.
Prior to joining Orrick, Andrew was senior counsel at Buckley LLP. He also worked in Morgan Stanley’s Legal and Compliance Division, where he provided advice on various regulatory compliance requirements affecting securities-based, commercial and institutional lending, and assisted in the development and implementation of a risk-assessment process for retail lending products. Andrew was also a member of Morgan Stanley Credit Corporation's Mortgage Compliance Committee. Prior to his tenure at Morgan Stanley, he served as vice president of legal affairs for Premium Capital Funding LLC.
New York
He frequently advises mortgage companies, fintechs, lead generators, consumer and commercial lenders, banks and other financial services companies on key federal and state consumer financial laws, safety and soundness regulations, multistate licensing requirements, and government agency lending and servicing guidelines. Andrew also assists clients with enforcement actions brought by federal and state regulators and conducts comprehensive regulatory assessments in connection with potential acquisitions designed to identify regulatory gaps and systemic compliance control deficiencies.
Andrew has assisted clients in facilitating compliance with the Equal Credit Opportunity Act (ECOA), the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), the Home Mortgage Disclosure Act (HMDA), unfair, deceptive or abusive acts or practices (UDAAP), the Fair Credit Reporting Act (FCRA), the Gramm-Leach Bliley Act (GLBA), the Fair Debt Collection Practices Act (FDCPA), Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003 (CAN-SPAM), Telephone Consumer Protection Act (TCPA), and other key federal laws.
His work also includes assisting clients in developing compliance management systems and vendor management programs that meet regulatory expectations, and in preparing for and managing examinations by the Consumer Financial Protection Bureau (CFPB), federal prudential regulators, and state regulators. In addition, he represents clients in investigations initiated by the CFPB.
Prior to joining Orrick, Andrew was senior counsel at Buckley LLP. He also worked in Morgan Stanley’s Legal and Compliance Division, where he provided advice on various regulatory compliance requirements affecting securities-based, commercial and institutional lending, and assisted in the development and implementation of a risk-assessment process for retail lending products. Andrew was also a member of Morgan Stanley Credit Corporation's Mortgage Compliance Committee. Prior to his tenure at Morgan Stanley, he served as vice president of legal affairs for Premium Capital Funding LLC.
Paris
Julien assists listed and unlisted companies, financial institutions, investors and founders in cross-border or domestic transactions, including mergers and acquisitions, acquisition of stakes, strategic partnerships, as well as public tender offers.
Prior to joining Orrick, Julien worked on similar operations as a legal intern at international law firms in London and Paris. Julien also worked at the economic and financial section of the prosecutor’s office of the Tribunal de Grande Instance de Paris.
Paris
Julien assists listed and unlisted companies, financial institutions, investors and founders in cross-border or domestic transactions, including mergers and acquisitions, acquisition of stakes, strategic partnerships, as well as public tender offers.
Prior to joining Orrick, Julien worked on similar operations as a legal intern at international law firms in London and Paris. Julien also worked at the economic and financial section of the prosecutor’s office of the Tribunal de Grande Instance de Paris.
Los Angeles
Daniel advises private equity clients and other investors in all aspects of their real estate, real estate finance, and related matters, including purchase and sale transactions, development, mortgage and mezzanine financing, preferred equity arrangements, workouts, restructuring transactions, and joint venture formations.
He counsels clients on transactions backed by diverse asset classes throughout the United States, including multifamily, office, industrial, shopping center, data center, and hotel properties, as well as land for development.
Los Angeles
Daniel advises private equity clients and other investors in all aspects of their real estate, real estate finance, and related matters, including purchase and sale transactions, development, mortgage and mezzanine financing, preferred equity arrangements, workouts, restructuring transactions, and joint venture formations.
He counsels clients on transactions backed by diverse asset classes throughout the United States, including multifamily, office, industrial, shopping center, data center, and hotel properties, as well as land for development.
Silicon Valley
Mark has a particular focus on the technology sector, having led hundreds of buy-side and sell-side transactions involving prominent high-tech serial acquirers, unicorns and venture back companies. His sell-side work involves multiple acquisitions by Google, Facebook, Salesforce.com, VMware, Microsoft, Intel, IBM, Adobe, Yahoo! and Twitter. These deals include his high profile work for Mosaic ML on its US$1.3 billion acquisition by Databricks, Cruise Automation in its acquisition by General Motors, Nest Labs in its US$3.2 billion acquisition by Google, and Instagram in its US$1.0 billion acquisition by Facebook, which was ranked one of the top 10 largest valued private tech M&A deals in the U.S. in 2012. In an interview with Bloomberg Law for a “Rainmakers” episode, Mark provided a substantive analysis of the Instagram deal, including its industry precedent and influence (click here).
On the buy-side, Mark has served as lead M&A counsel for top public company acquirers (Yelp, Google, Yahoo! and Intellisync) as well as private company serial acquirers (Stripe, Pinterest and Social Finance).
Silicon Valley
Mark has a particular focus on the technology sector, having led hundreds of buy-side and sell-side transactions involving prominent high-tech serial acquirers, unicorns and venture back companies. His sell-side work involves multiple acquisitions by Google, Facebook, Salesforce.com, VMware, Microsoft, Intel, IBM, Adobe, Yahoo! and Twitter. These deals include his high profile work for Mosaic ML on its US$1.3 billion acquisition by Databricks, Cruise Automation in its acquisition by General Motors, Nest Labs in its US$3.2 billion acquisition by Google, and Instagram in its US$1.0 billion acquisition by Facebook, which was ranked one of the top 10 largest valued private tech M&A deals in the U.S. in 2012. In an interview with Bloomberg Law for a “Rainmakers” episode, Mark provided a substantive analysis of the Instagram deal, including its industry precedent and influence (click here).
On the buy-side, Mark has served as lead M&A counsel for top public company acquirers (Yelp, Google, Yahoo! and Intellisync) as well as private company serial acquirers (Stripe, Pinterest and Social Finance).
Houston
Cacique counsels global energy companies, private equity funds and renewables developers on a wide range of transactions in the energy industry with a particular focus on renewable and traditional energy. He represents his clients in connection with the development, repowering, acquisition, and divestiture of wind, solar and energy storage projects, and the acquisition and divestiture of upstream oil and gas projects, the formation of joint ventures, and other corporate governance and legal due diligence matters.
Cacique served a combined 14 years in the Marine Corps and Marine Corps Reserve, and is a veteran of Operation Enduring Freedom.
Houston
Cacique counsels global energy companies, private equity funds and renewables developers on a wide range of transactions in the energy industry with a particular focus on renewable and traditional energy. He represents his clients in connection with the development, repowering, acquisition, and divestiture of wind, solar and energy storage projects, and the acquisition and divestiture of upstream oil and gas projects, the formation of joint ventures, and other corporate governance and legal due diligence matters.
Cacique served a combined 14 years in the Marine Corps and Marine Corps Reserve, and is a veteran of Operation Enduring Freedom.
Paris; New York
Paris; New York
Steve is admitted in New York California, England and Wales, and Paris and his primary focus is on U.S. taxation of securitizations and re-securitizations, including collateralized debt and loan obligations, mortgage-backed securitizations, structured investment vehicles and other structured finance and financial markets transactions.
For over fifteen years, Steve has served as tax counsel to issuers and underwriters in numerous registered, agency and privately-placed CMBS and RMBS transactions (primary issuances and re-securitizations), involving performing loans and non-performing loans, as well as other mortgage-related asset classes, such as servicing advances and tax liens, and in securitizations involving other asset classes such as credit card and auto loan/lease receivables. Steve also provides tax advice in connection with whole loan purchase transactions, including leveraged and nonleveraged acquisitions, joint ventures involving mortgage assets and repo and warehouse financings for various asset classes. Steve also advises financial institutions on tax issues in connection with their role as servicer, trustee or securities administrator under various securitization programs, as well as with respect to FATCA.
Steve writes and lectures on finance and international related tax topics and also participates actively in the tax committee and other initiatives of the Structured Finance Association and other industry and bar-related organizations.
Paris; New York
Paris; New York
Steve is admitted in New York California, England and Wales, and Paris and his primary focus is on U.S. taxation of securitizations and re-securitizations, including collateralized debt and loan obligations, mortgage-backed securitizations, structured investment vehicles and other structured finance and financial markets transactions.
For over fifteen years, Steve has served as tax counsel to issuers and underwriters in numerous registered, agency and privately-placed CMBS and RMBS transactions (primary issuances and re-securitizations), involving performing loans and non-performing loans, as well as other mortgage-related asset classes, such as servicing advances and tax liens, and in securitizations involving other asset classes such as credit card and auto loan/lease receivables. Steve also provides tax advice in connection with whole loan purchase transactions, including leveraged and nonleveraged acquisitions, joint ventures involving mortgage assets and repo and warehouse financings for various asset classes. Steve also advises financial institutions on tax issues in connection with their role as servicer, trustee or securities administrator under various securitization programs, as well as with respect to FATCA.
Steve writes and lectures on finance and international related tax topics and also participates actively in the tax committee and other initiatives of the Structured Finance Association and other industry and bar-related organizations.