Washington, D.C.
Described by Chambers USA as having “an in-depth understanding of securities regulations” and with clients commenting that “his knowledge base is superior,” Mike has extensive experience representing issuers and underwriters in consumer asset-backed securitization transactions. Mike has one of the top credit card securitization practices in the market and he also advises on a broad range of ABS, including transactions supported by consumer loans, motor vehicle loans and leases, dealer floorplan receivables, student loans, and residential and commercial mortgages.
Mike serves as counsel to financial institutions in capital markets and debt financing transactions and regularly advises clients on application of the federal securities laws and Dodd-Frank implementing regulations in the structured finance market.
Mike has served as outside counsel to the Structured Finance Association, and previously to the American Securitization Forum (ASF). He has drafted industry comment letters on Regulation AB (2004), Regulation AB2 (2010/2011), the Prohibition on Material Conflicts of Interest (2012), and Cybersecurity Risk and Incident Disclosure Rules (2022). Mike has also served as Chair of the Structured Finance Association's Revolving Master Trust Working Group in connection with its industry advocacy on Risk Retention.
Mike joined Orrick in 1997 and was a partner in Orrick’s Structured Finance Group until 2012. Prior to rejoining the firm in 2021, Mike was a partner in Chapman and Cutler’s Asset Securitization Department. He has also served as a Special Counsel with the Securities and Exchange Commission in the Office of the Chief Counsel for the Division of Corporation Finance. At the SEC, Mike had extensive involvement in oversight of the structured finance market and worked on a proposal—a precursor to Regulation AB—to develop disclosure and reporting guidelines for asset-backed issuers.
Washington, D.C.
Washington, D.C.
Meaghan is experienced in a range of state and federal litigation matters including civil and criminal conspiracy, fraud, employment, construction, pharmaceutical intellectual property rights, COVID-related insurance recovery, and class action data breach litigation. Now Meaghan focuses her practice on products liability and class action litigation.
Prior to joining Orrick, Meaghan focused her practice on political law matters with an emphasis on fighting voter suppression laws and legislation which disenfranchise minorities, young, low-income, disabled, and elderly voters. Meaghan served on trial teams that successfully struck voter suppression laws in New York, Texas, Georgia, and Arkansas.
In 2020, Meaghan was named to the Capital Pro Bono Honor Roll with high honors after providing more than 100 hours of pro bono service before the Superior Court of the District of Columbia. Meaghan continues in her commitment to pro bono service by providing legal services to domestic violence survivors with the DC Volunteer Lawyers Project.
Meaghan earned her J.D. from American University Washington College of Law, while serving in chambers with the Hon. Yvonne M. Williams of the Superior Court of the District of Columbia.
Meaghan is located in Orrick’s Washington, D.C. office, and admitted to practice in Washington, D.C. and Maryland.
Washington, D.C.
Washington, D.C.
Erica has experience as general counsel representing special districts and developers, specifically assisting a variety of clients and developers with their real estate and land use needs, focusing on commercial and residential project development and related infrastructure and finance matters.
Washington, D.C.
Romina represents investors, issuers and other market participants in connection with asset-backed securities transactions. She has significant experience working with a variety of esoteric assets, including proved developed producing (PDP) oil and gas wellbores, musical composition and sound recording copyrights, legal fees receivables, and cell site assets. Romina also has experience with consumer receivables, such as credit card and charge card receivables, as well as auto loans and leases.
Washington, D.C.
A member of Orrick’s Complex Litigation & Dispute Resolution team, Francesca has extensive experience litigating challenging, high-stakes cases on behalf of her clients, including in some of the most high-profile and impactful wins for the NCAA. In addition to her trial prowess, she also has conducted internal investigations and has been called upon to assist with regulatory and administrative challenges that her clients face day-to-day.
Francesca has guided the preparation of significant litigation and arbitration matters, from the drafting stage through discovery, depositions, expert and lay witnesses, and through motions and trial. Having served on a secondment to a Fortune 5 client, she understands well the importance of effective and proactive case management. Francesca provides empathetic, targeted advice to clients, and she moves matters forward with energy and efficiency.
Prior to working in private practice, Francesca served as a judicial clerk to the Honorable Judge Ivan D. Davis, United States Magistrate Judge in the Eastern District of Virginia. In that role, she handled primarily civil discovery matters.
Washington, D.C.
Whitney-Ann counsels and represents individual and corporate clients through all stages of litigation with a focus on cybersecurity and privacy issues, including data breach class actions. She has extensive experience in state and federal court and before arbitral tribunals. She can be trusted to jump into a case at any stage to help drive strategy and obtain favorable results. In addition to routinely helping clients obtain early victories through successful motions practice, she has served as a key member on multiple trial teams, including obtaining an important defense verdict after a multi-week trial for a high-profile client. She was named a Best Lawyers: Ones to Watch® in America in 2026 for her work in Commercial Litigation, Class Action Defense, and Mass Torts.
Whitney-Ann formerly taught a practical course on civil discovery in federal courts as an adjunct professor at Georgetown University Law Center.
Whitney-Ann was previously a litigation associate at Quinn Emanuel Urquhart & Sullivan, LLP. After law school, she served as the judicial law clerk to the Honorable Judge Ivan D. Davis, United States Magistrate in the Eastern District of Virginia, Alexandria division.
Whitney-Ann maintains an active pro bono practice, focusing on immigration relief for children, families fleeing violence at home, and civil rights and housing issues.
Washington, D.C.
Alexis has counseled clients and worked on enforcement matters under the Dodd-Frank Act, Servicemembers Civil Relief Act, Military Lending Act, Truth in Lending Act, and various other federal and state consumer protection statutes.
In addition, Alexis has focused her practice on assisting clients in adapting to the evolving privacy landscape. She has experience advising on compliance for traditional financial institutions and fintechs under the Gramm-Leach-Bliley Act (GLBA), Fair Credit Reporting Act (FCRA), California Consumer Privacy Act (CCPA), and other laws that address data privacy and information security. Alexis ensures that her clients remain aware of emerging developments and industry best practices in an evolving regulatory landscape.
Washington, D.C.
He defends financial services companies facing complex examination or enforcement matters before the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), and federal and state banking regulators, with a focus on fair lending, unfair, deceptive or abusive acts and practices (UDAAP), loan servicing, privacy and credit reporting, debt collection, servicemember protections and other consumer protection issues.
He assists banks and nonbanks (including fintech entities) structure, negotiate and operate a variety of partnerships, outsourcing programs and other third-party arrangements, including performing due diligence, negotiating transactions and advising on ongoing oversight protocols to meet regulatory expectations for third-party arrangements.
Jeff also assists in negotiating acquisition, capital markets and servicing transactions, advising on how best to structure the transaction to reduce risk and expedite deal closure, performing due diligence and assisting in obtaining the necessary change of control and other regulatory approvals.
Jeff is consistently recognized as a leading lawyer in Financial Services Regulation: Consumer Finance (Compliance) in Chambers USA, which praised him for his "extremely high intellect regarding compliance matters and negotiation skills. There's none better at arguing a disputed point." He is also a Fellow of the American College of Consumer Financial Services Lawyers.
He currently serves as the Co-chair of the Professional Development Task Force and previously served as Co-chair (2011-2013) and Co-vice Chair (2008-2010) of the Truth in Lending Subcommittee of the American Bar Association’s Consumer Financial Services Committee and has authored numerous articles on consumer financial services.
Prior to joining Orrick, Jeff was a partner at Buckley LLP.
Tokyo; Washington, D.C.
Tokyo; Washington, D.C.
Anri brings a combination of unique skills and attributes which, collectively, make him essential to both maintaining and growing Orrick's longstanding successful practice representing Japanese clients in high-value IP litigation matters as well as serving Orrick's clients worldwide who have needs in Japan. Unlike the limited role of most lawyers in Japan who focus on U.S. IP litigation to client relationship management, Anri is adept at both client relationship and substantive litigation work including briefing and taking witness at trials.
In addition to many patent cases at district courts, USITC and before the US Patent and Trademark Office, Anri is also an experienced practitioner in international arbitration practice. Most recently, he played a huge role in a massive international arbitration matter, which resulted in a complete victory for his client.
Washington, D.C.
His experience includes securitizing a diverse range of assets, including credit cards, personal loans, corporate loans, oil and gas wellbores, and cell tower ground leases. Mitch leverages his deep finance background and creative structuring skills in advising investors in 4(a)(2) transactions, particularly in the securitization of emerging esoteric asset classes.
In addition to his investor-side practice, Mitch represents issuers and underwriters in securities backed by credit card and other consumer receivables. These transactions often involve master trust structures and span publicly registered, 144A, and private placements.
Mitch also advises on regulatory considerations, such as application of risk-retention requirements, the Volcker Rule, and other aspects of the Dodd-Frank Act.
Before joining Orrick, Mitch was a partner in Chapman and Cutler’s Asset Securitization Department.
Washington, D.C.
Washington, D.C.
Prior to Orrick, Seth worked as a legal intern for the Beijing office of the Natural Resources Defense Council, where he conducted research on international environmental permitting standards, and as a consultant for a Boston-based energy & infrastructure holding company, where he advised on globalization and work force optimization strategies for a wind turbine services business.