Insight
Bank/Fintech Partnerships—Solving For a Nationwide Product and Service
by Jedd Bellman and Daniel Bellovin | January.16.2024
As fintech disrupts finance, legal and regulatory questions intensify for industry players.
Insight
Fifth Circuit Vacates SEC’s Share Repurchase Disclosure Rules
by Kelly A. Mink, Bobby Bee, Bill Hughes and Albert Vanderlaan | January.11.2024
On December 19, 2023, the Fifth Circuit officially vacated the SEC’s share repurchase disclosure rules.
Insight
7 Ways Fintechs Can Manage Risk as Increased Crypto Regulation Looms
by Edward Somers | September.06.2023
More robust cryptocurrency regulation is likely. These tips help fintechs prepare.
Insight
Generative AI May Reshape the Consumer Loan Underwriting Landscape
by Jeremiah Buckley | August.07.2023
Partner Jerry Buckley authored an American Banker article outlining how generative AI may impact consumer loan underwriting.
Insight
Summing Up Key Developments in Recent Mortgage Regulation
by Sasha Leonhardt | May.23.2023
Key mortgage-regulation developments relate to COVID-19, real-estate appraisal bias and automated valuation models.
Insight
What 4th Circ. Military Lending Case Means for Auto Finance
by Sasha Leonhardt | April.14.2023
A split U.S. Court of Appeals for the Fourth Circuit ruled on April 12 that vehicle financing transactions including guaranteed asset protection, or ...
Insight
Servicers and the Expanding Student Loan Law Landscape
by Kathryn Ryan and Magda Gathani | April.04.2023
Student debt has long been an area of national concern, predating the Biden administration's efforts to reduce it, and the matter's subsequent ...
Insight
Bankruptcy Court Reinforces Gatekeeping Availability in Highland Capital Proceedings
by Evan C. Hollander, Daniel A. Rubens and David Litterine-Kaufman | March.13.2023
Orrick partners analyze the Highland Capital bankruptcy proceedings and implications for gatekeeping provisions in Chapter 11 reorganizations.
Insight
Scrutiny Over Dark Patterns Presents Further Challenges in Online Contracting
by Sherry-Maria Safchuk and Edward Somers | January.18.2023
The ESIGN Act and its state analogue, the UETA, have played a transformative role advancing e-commerce in the United States for more than two decades.
Insight
U.S. Court of Appeals for the Fifth Circuit Finds Consumer Financial Protection Bureau’s Funding Unconstitutional. Now What?
by John Coleman, Marshall Bell and Jeffrey Naimon | December.06.2022
A panel of three Fifth Circuit judges has unanimously held that the CFPB funding structure created by Congress violated the Appropriations Clause of ...
Insight
OLNS#10: University Entrepreneurship & Spin-offs in Germany – Set-up / IP / Financing and Much More
November.15.2022
German universities increasingly are becoming entrepreneurial hotbeds, though university spin-offs face unique challenges.
Insight
Compliance Considerations After OCC Ups Fintech Scrutiny
by Jon Langlois, Max Bonici and Marisa Perfetti | November.03.2022
The Office of the Comptroller of the Currency recently noted bank-fintech partnerships as a key element of its fiscal year 2023 bank supervision ...