State legislatures have adopted a number of consumer protection statutes addressing lending and deposit taking activities by financial institutions including federal credit unions.
Former regulators discussed federal and state efforts to regulate the consumer financial services market in a period of both swift innovation and an increased focus on equity and fairness, and Jeff Naimon discusses the impact of ESG on lending and overall compliance governance.
Caroline Stapleton drew upon her banking experience to discuss the importance of building strong relationships by listening to customers and creating products based on their direct needs and wants.
Orrick attorneys discussed how your business can use technology to increase predictive accuracy or access to credit, while also implementing effective controls to mitigate compliance risk.